Scam report against | @clownbusiness | $155 | Wise Incomplete Verification, no VCC

[Turbulencerick]

Username: clownbusiness 
Profile Link: https://patched.sh/User/clownbusiness
Short Description Of Product/Service: Bought a Fully Verified Wise Account with Iban and VCC

Screenshots of conversation: (Screen shots of whole conversation, please remove any personal information or private messages, and send that to "STAFF" instead)

https://ibb.co/rfQSMcVv
https://ibb.co/H6p4YBL
https://ibb.co/zT5vmr79
https://ibb.co/4n7Cq9dk
https://ibb.co/tMzCLWDq
https://ibb.co/0RCYzWzd
https://ibb.co/3y5pDB9X

Amount scammed: $155
Proof of payment will share with mods if neccesary

Additional Information: A few weeks ago i bought a Wise account with a custom name, iban and Vcc activated. This Account was made with fake data, but he assured me it will be same quality as real data. This account worked and vcc was active. After a while the account needed another verification. No proble, thats how it goes, i took my money out of it and asked Clowns for another Account. He told me , i should try one  with real data, its 10 usd more ( 145 vs 155) i accepted, and send the Money. A few days later he was done. After checking, i noticed there is no vcc, so this account has no vcc active, no proof of residency and no deposit for the vcc.

Feeling tricked, he told me i could send him 30 usd so he will load my account with it so i can buy vcc myself. Me having no other way to load the account i agreed and send the crypto asap. Then he went silent for 15 hours. After threatening to make a scam report, he came online and returned the 30 usd and didnt want to load my acc at all.  Check the mesages for all informations.

TL:dr Bought fully verified wise acc with vcc , got wise account without vcc and without proof of residence. It was the second deal with Clownsbusiness, the first time he sold me an account it was well done , with vcc activated.  I have no idea why he risks loosing a customer that buys regularly. I realy would have prefered to solve this issue with him, i was even wiling to pay 30 usd extra. I would strongly dicourage others from doing bussiness with Clowns.

[beastmode]

@ClownBusiness reply within 24 hours.

[ClownBusiness]

I want to clarify the situation from my side as the seller. Since I can't read all what the user wrote its full of lies and he screenshot only what he wants.

So lets starts.

The customer bought a fully verified Wise account. November 24, proof of delivery https://ibb.co/BK6nBrxJ

There was an address verification request inside the account, and we fixed that for him, even though our warranty is only 24 hours. We still helped him beyond the warranty period for free.
Proof: https://ibb.co/5yMhMq3
The statement went through and fixed wise.


The account I delivered was verified exactly as advertised.

Proof of verification:
https://ibb.co/qTDpm9q

The issue here is simply that the customer expected me to fund the €20 requirement for VCC, which is not included in the service, and not something sellers normally do. Adding a full 20 euro to someone account!

Even though I was not obligated, I still agreed to help him as a favor.
Then when I woke up, I found messages threatening me with a scam report, so I immediately refunded the $30 he sent.

Proof threatening: https://ibb.co/Lzr3nKjY

Proof refunded the 30usd:
https://ibb.co/3YWKC2pC


There is no scam here. And I am ready to provide any more information requested.

Additionally, the buyer violated my TOS if the staff takes them, which are clearly stated on clowns.biz/tos, first tos.

He became abusive and started threatening instead of cooperating.

-the verified account he paid for.
-additional support beyond warranty.
-the address verification fixed.
-a refund of the extra $30 when ( he can go and add 20 euro to his account using other exchanger. )

[Turbulencerick]

Meanwhile i tried to use the account by Iban, and i noticed , there is also no iban available https://ibb.co/0VKVL7Mc

So the user did not verify the account properly, no vcc no iban, and its not usable... even tho it was agreed otherwise as seen in screenshot 1

[beastmode]

Please send me the full private chat between both of you in forum pm or telegram.  @Turbulencerick @ClownBusiness

[ClownBusiness]

go translate. Its clearly stated to add 100ron which is equal to 20euro. Go use another exchanger i simply wont help someone threatening. The 100ron will fund as balance into your account, wise doesn't taks a fee.

And for chat pls check telegram.

[ClownBusiness]

If the the guy can proof the account is unverified I can refund him. Otherwise this is not a valid scam report.

[Turbulencerick]

29-11-2025, 10:33 AM beastmode Wrote:

Please send me the full private chat between both of you in forum pm or telegram.  @Turbulencerick @ClownBusiness

Sent you the full export.

[beastmode]

After reviewing all chat logs, the situation appears to be caused mainly by miscommunication and timing issues:

- The first Wise account was older and already had VCC enabled.
- The second account was newly created, which normally requires extra steps / time before IBAN and VCC become active.
- It seems the seller started the process, but when the buyer quickly threatened with a scam report, the seller stopped assisting.

Therefore, we do not see clear evidence of an intentional scam but we do see that the service remained incomplete.

The seller (@ClownBusiness) must choose one of the following within 24 hours:

1. Complete activation of IBAN & VCC  
   (as previously mentioned in chat logs  “I will make sure VCC and IBAN is enabled”)
   It is not wrong for the buyer to expect the same service. If there is an extra charge, they can pay the fee and complete the transaction.

2. Or issue a refund once the account is returned

Both parties must remain respectful and allow support to be completed.

If neither option is provided, the case may be marked as:
 “Service not delivered after agreement”  
which would result in a negative outcome for the seller.

[Turbulencerick]

Thanks for your time

Please check the comunication again. The first Account was Not older, as it was create with a fake Name I choose. So the first Account was also Brand New

Other than that, this is correct.

But anyway, both options are fine for for me