Scam report against | @ZahidJamal| $1200

[Ceolizzy]

username: ZahidJamal
https://patched.sh/User/zahidjamal

Thread of sales: he has loads of verified revolut accounts

Additional Information: (Anything you might find useful):
I made contact on october 23, for a revolut business & merchant facility. I made the purchase yesterday on 03/11/2025, after he found a account from ANOTHER seller. he has delivered the wrong product - it has no merchant functionality, you can see in our conversation i clearly state THAT I NEED REVOLUT BUSINESS MERCHANT, not just a normal business account (it is the 1st screenshot). So I need the seller to provide me with merchant or a refund, but i dont want to wait for a long time, i am happy to wait a reasonable timescale (72 hours standard verification times for revolut is 72 hours).

Screenshots of conversation: 
https://imgur.com/a/TGQthG9
(clearly stated i need a revolut MERCHANT account)

https://imgur.com/a/JAspfoL
(date november 3 i pay for the merchant account)

https://imgur.com/a/k9qIZ8U
(as you can see this is email of the account on november 4 the merchant wasnt even complete its still in review this is after i buy i get this email saying merchant in progress its not done, then i get another email saying merchant is not possible on this account due to regulations so i show him this too - he say he will go back to his seller (sigh middleman trades i should learn to avoid) and get me a update which he did not)

https://imgur.com/a/4gAHxhJ (email to confirm merchant is not possible on this account)

https://imgur.com/a/eeUwYrs (I ask him for update, the guy he buy off not respond to him yet, i tell him to check the acct himself and rectify or provide me a ETA, he has not provided me a eta and i dont have trust in this deal as he is not even the person making these accts he is a middleman so i have made this report so i can either get a replacement or a refund.

Amount scammed: 1200
Proof of payment (IMPORTANT, PLEASE POST): its in screenshot and i have txid in my wallet

basically:
i buy a rev merchant account
he provide me a rev biz account
this acct cannot be merch, revolut even email to confirm merch is not available in this account, but the acct is fine to use for business etc.
can he replace or refund within a good time frame (48-72hours?) thanks.

[Patched User]

System Bot Alert: @ZahidJamal (ZahidJamal) has been notified about this dispute and must respond in this thread within 24 hours.

[Ceolizzy]

before he even replies this is his attitude:
https://imgur.com/a/eeQqCAM

https://imgur.com/a/jthXvVe

i requested a revolut business merchant account, not some dodgy payment link account.

[ZahidJamal]

I have delivered the account as a rev merch. When it was delivered, I asked the delivery person to check if everything was in order, and he confirmed that everything was good, adding that the account had been verified before delivery. It's a merchant account, and today, bro came saying it's only a bizz account, not a merch, i am not blaming anyone right now for this, but I have the proof the merchant link was genrated and the 1$ ammount was deposited into the account if the merch was not active how the deposit got succcesfull, i asked the guy to give me time to figure out the exact reason and if the fault is from my side i will refund or repalce it but bro want this issue to be fixed till day end which i cant give the exact time but i told him i am trying to fix this asp because i am not the primary owner i cant take direct actions to fix this incase if the guy reapply it for it can take time and its not in my hands, bro informed me 9 hours ago today and a day aftera delivery for this and saying its been a day, Bro said he dont wanna hanged for two weeks but on other hand i never said him that it can be fixed any time soon i will refun or repalce the guy not running with the money, any converation or any prrof can be provided to the admin via inbox i am not gonna breach anyones privacy , and also at the end. I want to inform you that the individual provided me with a thread that he will open this report, allowing me to expedite the process in the meantime. And I have been fully transparent with the guy, it's very disappointing to see his reaction.

[Ceolizzy]

“and he confirmed that everything was good”

I never confirmed this, it took forever for you to transfer the emulator, by the time we was done i logged out ready to start work on the acct in the morning (when i messaged you saying there is no merchant).


“ but I have the proof the merchant link was genrated and the 1$ ammount was deposited into the account if the merch was not active how the deposit got succcesfull”

Before you resell products understand what you are selling, your payment link is not a revolut merchant account read below:
https://imgur.com/a/jthXvVe
The account does not act as a merchant account it has no merchant functionality, no merchant api to connect to website, and clearly recieved a email from revolut saying merchant will not be provided for this account. https://imgur.com/a/4gAHxhJ

Your payment link does not mean it is a revolut merchant account.

Admins can access both the email and account to see there is no merchant functionality - and the email that i screenshotted clearly says “revolut will not be able provide merchant functionality for this account”

So once we have verified using the screenshots, or admins can login the emulator and i am happy to explain how this is not a merchant account - i would like a fair timescale for this be fixed.

Thank you

[beastmode]

Both sides have provided their statements and supporting evidence.

The buyer has agreed to allow a 72-hour period for the seller @ZahidJamal to resolve the issue.
Within this timeframe, the seller must either:

Deliver a fully functional Revolut Business Merchant account that meets the original agreement, or

Issue a full refund to the buyer.

Failure to do so within the given time window will result in the report being decided in the buyer’s favor and appropriate actions will be taken.

Please update this thread with proof of resolution once the issue is settled.

[Ceolizzy]

Thank you, this report is not made to shame zahid, he might be a good member of the forum - but i just dont want to wait weeks on weeks for a resolution.

He did not provide a eta, (even though i asked him to), so i had to escalate to forums so this can be fixed asap (because the guy who he bought the account off has clearly disappeared if he still has not recieved any update after a whole day?).

Hope this will be fixed soon👍

[ZahidJamal]

We are currently fixing the issue. The timeline will be removed, and this report will remain open until the problem is fully resolved, with mutual agreement from both parties.

[Ceolizzy]

I never agreed to any timeline being removed - so dont lie.

He paid 60%

Then i said for the remaining 40% - he can provide a stripe & cashout bank, which he still has not provided.

Its been a long amount of time now, can he either refund me by the end of the day or replace by end of the day or just be banned i give up trying to fix the issue

[ZahidJamal]

I want to clarify the whole situation clearly and transparently for the admins.

From the very beginning, I kept the buyer informed of everything. When I realized the Revolut merchant function was inactive because my supplier had stopped responding, I immediately explained the issue to the buyer openly and honestly.

I told him clearly that I had lost the full amount to my supplier, but to show good faith, I would refund him 60% ($700) from my own pocket right away. I also told him that once I manage to sell this same Revolut account, I would pay the remaining $500.

The buyer agreed to this plan in full and even offered an alternative option that I could provide a Stripe Merchant account as an alternative. I told him I would do that as well.

I even allowed the buyer to keep access to the Revolut Business account and told him to keep the report open until everything was resolved. I updated the report the same day and also informed the admin about our mutual agreement and the progress.

After that, the buyer did not message me or post any issues for three days. If he had any problem or disagreement, he could have reached out immediately. Instead, he has now come back saying the 72-hour timeline still applies, but that is not correct, because we had mutually agreed on a flexible resolution (either refund after sale or Stripe merchant replacement) with no fixed ETA.

I have already applied for a Stripe merchant account and am waiting for approval, but the buyer now says, "It's not my problem," even though I'm actively trying to resolve it.

I have never refused payment, never disappeared, and have always acted in good faith to resolve this matter. I've already refunded $700, provided updates, and offered replacements. I only ask that the buyer also stand by what we mutually agreed in our chat.

I remain fully committed to either sending the remaining $500 or providing the agreed-upon Stripe merchant account. I kindly request that the report be handled fairly, based on our actual mutual agreement, not on a new timeline added later.